Can I file bankruptcy, as an individual, and have the bankruptcy not effect my wife’s excellent credit?

Can I file bankruptcy, as an individual, and have the bankruptcy not effect my wife’s excellent credit? I have no possesions, retirement, etc. I have poor credit and a $12,000 judgement against me that I want to eliminate with a Continue reading Can I file bankruptcy, as an individual, and have the bankruptcy not effect my wife’s excellent credit?

I am over my head with unsecured debt, have been keeping up with minimum payments through a since empty savings account.

I am over my head with unsecured debt, have been keeping up with minimum payments through a since empty savings account. Q: I am unemployed…no income. Also have a secured home equity loan that is current, but I only took Continue reading I am over my head with unsecured debt, have been keeping up with minimum payments through a since empty savings account.