Glendale Chapter 7 Bankruptcy Lawyers
Filing Chapter 7 Bankruptcy in Glendale, Arizona
Glendale Chapter 7 bankruptcy lawyers may be helpful for you if you are seeking debt relief in Glendale, Arizona. When an individual, family, or business in Glendale has such serious debt problems that it is unlikely that they can be resolved or the obligations ever met, it may be time to consider Chapter 7 bankruptcy. Chapter 7 bankruptcy, (which is named after the chapter in the federal code), allows you to have your debt “discharged”. Filing for chapter 7 bankruptcy protection will erase your debt. However, there are certain bankruptcy exemptions and not all unsecured debt can be discharged. An experienced Glendale chapter 7 bankruptcy attorney can provide you with additional information. Additional information about chapter 7 bankruptcy and chapter 7 bankruptcy exemptions. Contact a dedicated chapter 7 bankruptcy lawyer in Glendale, Arizona today.
Even with Glendale chapter 7 exemptions, most of those whose finances have spiraled out of control can find the relief they need through filing Chapter 7. Chapter 7 bankruptcy is the most common filing chapter of bankruptcy in Glendale. Are you facing excessive credit card debt, foreclosure, repossession or a wage garnishment? A low cost Glendale bankruptcy attorney at our law firm may be able to assist you in filing for bankruptcy under Chapter 7 of the U.S. Bankruptcy Code, offering you the fresh start you need to finally experience relief from overwhelming debt.
Glendale Chapter 7 Bankruptcy Lawyers
What is Chapter 7 Bankruptcy?
The development of bankruptcy laws were to help people who find themselves in a difficult situation due to overwhelming debt they cannot pay. A Chapter 7 bankruptcy allows you to have your debts discharged and begin to rebuild your financial health. However, you must qualify for this type of a bankruptcy by passing a “means test”. This basically means that you must meet certain criteria to be able to file this type of bankruptcy. Since 2005, the requirements to qualify for this type of bankruptcy have become more stringent, requiring that you show whether you have the means to repay your debt or not.
Once your chapter 7 bankruptcy petition is in process, you will immediately begin to feel the relief from financial pressure. The relief from creditor harassment is one of the first benefits of filing for bankruptcy. With filing for chapter 7 bankruptcy, there is an “automatic stay” on all collections and no creditor will have the right to contact you while the bankruptcy is making its way through the bankruptcy courts.
Filing Chapter 7 in Glendale, with only a few exceptions, may allow you wipe away all of your unsecured debt such as credit card debt, unsecured loans, medical bills, broken leases, etc. without having to repay any of it. When your Chapter 7 bankruptcy is final, you will receive a Discharge from the bankruptcy court. Once you receive your Discharge, you will no longer owe the discharged debt. For a free chapter 7 bankruptcy consultation and to find out if you are eligible to file, contact the Glendale bankruptcy lawyers at My AZ Lawyers, PLLC.
Talk to a Glendale, AZ Bankruptcy Lawyer
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If you need assistance in understanding or filing a Chapter 7 bankruptcy in Glendale, Arizona, please do not hesitate to contact a Glendale Chapter 7 bankruptcy lawyer at My AZ Lawyers, PLLC. Our Glendale bankruptcy attorneys have focused on handling all types of bankruptcy cases throughout Glendale and surrounding communities in Arizona. Our Glendale bankruptcy law firm offers a free case assessment for prospective clients seeking solutions to overwhelming debt. Do not be afraid to ask for help. Come in to inform yourself of your options and rights under bankruptcy law in Arizona. Call (623) 640-4945 for an appointment today.
Contact a Glendale Chapter 7 Bankruptcy Lawyer to help you resolve serious debt related problems.