Bankruptcy Timeline

Bankruptcy Timeline

Filing bankruptcy in Glendale, AZ and Glendale Bankruptcy Timelines

The specific time-line and process involved in a bankruptcy case will vary depending upon whether you file a chapter 7 bankruptcy or a chapter 13 bankruptcy. Our Glendale bankruptcy law firm offers a free initial consultation to discuss your particular debt relief strategy. Our experienced bankruptcy attorneys and legal staff have put together a list of important time-lines and waiting periods relative to filing for bankruptcy in Glendale, Arizona. Our Glendale bankruptcy lawyers also included important time periods, basic time-lines, and general length of times for chapter 13 and chapter 7 bankruptcy cases in Glendale.

Important times to know when filing bankruptcy in Glendale, AZ

180 Days After Filing – Government agencies that have claims against you, such as taxes owed to the IRS, will have 180 days after the date of your bankruptcy petition to submit proof of their claims against you.

3 to 5 Years After Filing (Chapter 13 only) –Approximately 3 to 5 years after the date of your first chapter 13 bankruptcy payment based off your repayment plan, you will receive a formal discharge from the bankruptcy court. All eligible debts will then be discharged.

8 Years Before Filing – You must wait 8 years to file a Chapter 7 bankruptcy case if you have already received a discharge from a prior Chapter 7. In some cases, you may be eligible to file 6 years after a Chapter 13 bankruptcy discharge.

Immediately After Filing – Your bankruptcy case officially begins when our Glendale bankruptcy lawyers file your bankruptcy petition with the bankruptcy court.

15 Days After Filing You have 15 days after filing for bankruptcy to provide the court with specific information about assets, expenses, liabilities, income and more. For a Chapter 13 case, you must also file your repayment plan within this time period.

30 Days After Filing – Chapter 7: You must file a Statement of Intention, which basically states which, if any, debts you wish to reaffirm. Chapter 13: Approximately 30 days after you file your repayment plan with the bankruptcy court, you must make your first scheduled payment.

45 Days After Filing The bankruptcy court will hold a Meeting of Creditors (also referred to as a 341 Hearing) approximately 6 weeks after your case is filed. You will need to be present (along with your Glendale bankruptcy lawyer) at this meeting in front of the bankruptcy trustee.

4 Years Before Filing Another Bankruptcy – You must wait at least 4 years to file for a Chapter 13 bankruptcy if you have already filed for Chapter 7 previously.

2 Years Before Filing Another Bankruptcy – You must wait at least 2 years to file for chapter 13 bankruptcy after the bankruptcy discharge.

180 Days Before Filing You must undergo training from a certified credit counseling agency in order to be eligible to file for bankruptcy.

90 Days Before Filing You must be a resident in the state in which you are filing for a minimum of 90 days prior to filing your bankruptcy petition with the court.


Please contact one of our Glendale bankruptcy lawyers from our Glendale bankruptcy law firm today.


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